Here’s where you can find the new JMW Turner Polymer £20 note…

Basingstoke 

  • NatWest, 3 London Street, Old Market Square, Basingstoke, RG21 7NS

Bath

  • HSBC, 41 Southgate, Bath, BA1 1TN
  • NatWest, 8-9 Quiet Street, Bath, BA1 2JN

Birmingham 

  • HSBC, 130 New Street, Birmingham, B2 4JU 
  • Lloyds Bank, 36-38 New Street, Birmingham, B2 4LP 
  • NatWest, 144 New Street, Birmingham, B2 4NY 
  • Santander, Unit 6, Caxton Gate, Corporation Street, Birmingham, B2 4LP 
  • TSB, 134 New Street, Birmingham, B2 4NS 
  • Virgin Money, Temple Point, 1 Temple Row, Birmingham, B1 5YB

Bradford 

  • Santander, 9 Nelson Street, Bradford, BD1 5AN 

Bristol

  • Eurochange, Cribbs Causeway, Bristol, BS34 5QT

Cwmbran

  • NM Money, 15 South Walk, Cwmbran, NP44 1PU

Edinburgh

  • TSB, 28 Hanover Street, Edinburgh, EH2 2DS 

Leeds 

  • HSBC, 33 Park Row, Leeds, LS1 1LD 
  • Santander, PR Work Café, 10-12 Park Row, Leeds, LS1 5HD 
  • Yorkshire Bank, 94-96 Briggate, Leeds, LS1 6NP

Leicester 

  • Santander, Carlton Park, King Edward Avenue, Narborough, Leicester, LE19 0AL 

Liverpool 

  • Santander, 45 Lord Street, Liverpool, L2 6PB 
  • TSB, 81-83 Lord Street, Liverpool, L2 6PG

London 

  • Barclays, 2 Churchill Place, Canary Wharf, London, E14 5RB 
  • Barry’s Food & Wine, 149 Hoxton Street, London, N1 6PJ
  • HSBC, 165 Fleet Street, London, EC4A 2DY 
  • Halifax, 118-132 New Oxford Street, London, WC1A 1HL 
  • NatWest, 1 Princes Street, London, EC2R 8BP 
  • NatWest, 34 Henrietta Street, London, WC2E 8NL 
  • NatWest, 10 Southwark Street, London, SE1 1TJ 
  • Post Office, 52 Blackfriars Road, London, SE1 8NN 
  • Post Office, 39-41 Farringdon Road, London, EC1M 3JB 
  • Post Office, 11 White Kennet Street, Houndsditch, London, E1 7BS 
  • Post Office, 19a Borough High Street, London, SE1 9SF 
  • Post Office, 125-131 Westminster Bridge Road, London, SE1 7HJ 
  • Santander, 48-54 Moorgate, London, EC2R 6EJ 
  • Santander, 164-167 Tottenham Court Road, London, W1T 7JE 
  • Santander, 2 Triton Square, Regents Place, London, NW1 3AN 
  • The Cooperative Food, 185 Old Street, Shoreditch, London, EC1V 9NP 
  • TSB, 55 Bow Bells House, Cheapside, London, EC2V 6AT 
  • Virgin Money, 154-158 Kensington High Street, London, W8 7RL

Manchester

  • Lloyds Bank, 42-46 Market Street, Manchester, M1 1PW 
  • NatWest, 1 Hardman Blvd, Manchester, M3 3AQ 
  • TSB, 21 Market Street, Manchester, M1 1WR 

Margate 

  • Santander, 110-112 High Street, Margate, Kent, CT9 1JR 

Milton Keynes 

  • Santander, 201 Grafton Gate East, Milton Keynes, MK9 1AN

Newcastle 

  • Santander, 112-118 Northumberland Street, Newcastle, NE1 7DG 

Salford

  • Barclays, Unit 2 Blue, MediaCityUK, Salford, M50 2AD 
  • Lowry Outlet Mall, The Lowry Designer Outlet, Salford Quays, M50 3AH

Sheffield 

  • Post Office, 12 Ellesemere Road, Sheffield, S4 7JB 
  • Yorkshire Bank, Fargate, Sheffield, S1 1LL

Swindon 

  • Nationwide, Nationwide House, Pipers Way, Swindon, SN3 1TA 

Wales 

  • Post Office, 56-58 Oxford Street, Mountain Ash, Mid Glamorgan, CF45 3HB 
  • Santander, 5-7 Queen Street, Cardiff, South Glamorgan, CF10 2AF

Which JMW Turner £20 notes should you be looking out for?

The polymer £20 note has been in circulation for over a year now and we’ve certainly been enjoying seeing them being exchanged!

2020 JMW Turner £20 note.

This is the third polymer banknote to be released in the UK, following the release of the polymer Churchill £5 in 2016 and the polymer Jane Austen £10 note in 2017.

Keen collectors have eagerly been hunting down the most sought-after serial numbers for the new note.

When the UK’s first polymer £5 note was released in September 2016, serial numbers became the talk of a nation and stories of early serial numbers selling for thousands of pounds were commonplace.

In fact, an “AK37 007 James Bond Bank of England Polymer £5 note” even sold for £5,000 on eBay – 1,000 times its face value!

A ‘James ‘Bond’ £5 note sold for £5,000 on eBay

But as we await the release of the new note on the 20th of February, which serial numbers should you be looking to get your hands on?

AA01 – the first notes to be printed

AA01 are the first serial numbers to be printed and always prove popular with collectors.

Our eBay Tracker follows the prices of the UK’s Top Coins and Banknotes, including the AA01 polymer £5 and £10 notes, which are currently selling for £10 and £15 respectively. However when the notes were first released we saw a collecting frenzy, with people paying (and demanding) vastly inflated prices for low serial number notes.

Prefixes on the £5 notes started at AA and there are 60 notes on a sheet, AA01- AA60. For each of these cyphers there are 999,000 serial numbers printed: 000001 to 999000. Therefore for the first AA cypher there’s an incredible 59,940,000 notes!

Whilst the £20 note is larger than the £5, meaning less notes will be printed per sheet, there are still A LOT of combinations for AA cyphers on the new £20 – so make sure you keep your eyes out for them!

UK Bank notes are produced in very large batches (Image: the Bank of England)

However, The Bank of England will always hold back some of the notes with the earliest serial numbers, donating them to people or institutions that were involved in the development of the note or who traditionally receive a note when a new series is issued.

For example, the Queen receives AA01 000001 and for the release of the £5 note the Churchill War Rooms received one with serial number AA01 001945, the date that WWII ended.

Key dates to look out for

It’s always worth looking out for certain serial numbers matching key dates relating JMW Turner that could become collectable.

For example, 23 041775 represents Turner’s date of birth, whilst 19 121851 relates to his death and 17 751851 would be his birth and death combined.

True Turner fans might also look for 18 381839 representing the date he painted ‘The Fighting Temeraire’ (featured on the new £20 note) and the date the painting was exhibited at the Royal Academy respectively.

Turner’s ‘The Fighting Temeraire’ was painted in 1838 and features as a backdrop to the new £20 note

Novelty numbers and Consecutive notes

There may well also be a rush to find the AK47 serial numbers again and James Bond 007 will likely be popular once more.

Consecutively numbered notes are always interesting to collectors too – one man sold three consecutive AA01 notes for £456!

Q&A

Can you request specific serial numbered notes from the bank?

Sadly not. For the launch of the new £5 note 440 million banknotes were printed and these were printed in very large batches.

There will be even more new £20 notes printed than the £5, to service the country’s 48,000 ATMs for example, so it’s just not possible for the bank to separate certain serial numbers.

How much should I pay for a new £20 note?

The simple answer is, it’s completely up to you. An early serial numbered £20 note will be a genuine piece of the country’s history. It’s likely The Bank of England will hold an auction of early editions, so if you have the disposable income, why not?!

Will the old paper £20 note still be legal tender?

You will still be able to use the paper £20 note until The Bank of England withdraw it from circulation. This will be announced after the new note has been issued and they will give six months’ notice of the withdrawal date.

Many banks will accept withdrawn notes as deposits from customers. The Post Office may also accept withdrawn notes as a deposit into any bank account you can access at the Post Office. And, you can always exchange withdrawn notes with The Bank of England directly.

Where will I be able to find the new polymer £20 note?

We will be publishing a list of locations where the polymer £20 note will be available on the 20th, when the new note is released.


With the brand new Alan Turing £50 set to be released on June 23rd, it’s important to refresh your memory on which serial numbers are worth looking out for…

Will you be looking out for any particular serial numbers? Let us know in the comments below!


Own one of the first £1 banknotes issued since decimalisation in 1971 in mint uncirculated condition!

This £1 banknote, which is in mint uncirculated condition, was issued by The Bank of England in 1978-1981. It was part of the Series D Pictorial Issue series of £1 banknotes, and was the first £1 banknote issued since decimalisation in 1971. 

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The new £20 note revealed!

The new design for the polymer £20 note has been officially revealed by the Bank of England and we can’t wait to start seeing it in our change next year!

The design features JMW Turner, who was selected from the 29,701 nominations submitted by the public, making him the first British artist to feature on a UK banknote.

But what makes the new £20 note even more special is that is has been described by the Bank of England as the most secure note yet, with two windows and a two-colour foil which makes it difficult to counterfeit.

There are over 2 billion £20 notes in circulation, which makes the £20 note Britain’s most used (and also most forged) banknote.

Britain’s most secure banknote

Special features make the new polymer £20 note more secure, harder to forge and help it to stand out from other notes in circulation:

  • Hologram – the word changes between ‘Twenty’ and ‘Pounds’ when tilted
  • See-through windows – the foil on the front is blue and gold and the foil on the back is silver. There is also a second, smaller window in the bottom corner
  • Raised dots – there are clusters of raised dots in the top left corner to help visually impaired people identify the note
  • Ultra-violet number – under ultra-violet light the number ’20’ appears in red and green
  • Purple foil patch – a round purple foil patch contains the letter ‘T’
  • Historical character – JMW Turner’s self-portrait circa 1799 can also be seen on display in the Tate Britain
  • Quote – “Light therefore is colour”
  • The Queen’s portrait – printed on the back with “£20 Bank of England” printed twice around the edge

The Design

The bank note will feature Turner’s 1799 self-portrait – an image that currently hangs in the Tate Modern.

In addition, the note also features one of his most recognisable works, The Fighting Temeraire – a tribute to the ship which played a big part in Nelson’s victory at the Battle of Trafalgar in 1805.

A final touch of Turner, the note also includes a quote from the artist, ‘light is therefore colour’ and the signature taken from his will.

2020 polymer £20 note. Credit: Bank of England

Excitingly for collectors though, the new £20 note will be the first to feature the signature of Sarah John – the Bank’s new cashier. So keep an eye out for this when you get your first polymer £20 note!

When can we expect to start seeing the polymer £20 note?

The new £20 note is due to enter circulation on 20 February 2020.

Initially the note will be in circulation alongside the existing paper £20 notes, which will eventually be phased out as we have seen with the paper £5 and £10 notes in the past years.

We are also expecting the new £50 polymer bank note featuring mathematician and second world war codebreaker Alan Turing in 2021.

So, how excited are you about the new £20 polymer note? Let us know in the comments below!


f you’re interested in coin collecting, our Change Checker web app is completely free to use and allows users to:

– Find and identify the coins in their pocket
– Collect and track the coins they have
– Swap their spare coins with other Change Checkers

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